Legal Disclosures

Underwriting Company

Insurance products described on this website are underwritten by United of Omaha Life Insurance Company, a Mutual of Omaha affiliate, 3300 Mutual of Omaha Plaza, Omaha, NE 68175.

Availability

Product base plans, provisions, features, riders, and availability may not be available in all states and may vary by state. Product availability and details shown on this website may not reflect the versions approved for your state. Living Promise Whole Life may not be available in New York.

Guarantees, Benefits, and Coverage

Benefits and features shown are subject to the terms, conditions, limitations, and exclusions of the policy actually issued. Policy guarantees are backed by the claims-paying ability of the issuing company. Where applicable, coverage approval and underwriting depend on the policy's eligibility requirements and your answers to application questions.

• "no medical exam*" products still require you to answer health-related questions; issue and approval may depend on your answers.
• "Do not increase with age" refers to premiums, subject to the terms of the policy; some products may have features that differ by state.
• "Cannot Be Canceled As Long As Premiums Are Paid*" means the policy stays in force as long as premiums are paid as required under the policy contract.
• References to tax treatment are general statements under current federal tax laws and do not address any particular individual's situation. Tax laws can change. Consult a tax or legal professional.

Not Insurance, Tax, or Legal Advice

This website provides general product information for educational purposes. It is not intended as insurance, tax, or legal advice and does not create an agent-client or advisory relationship. Coverage availability, premiums, and eligibility can vary based on underwriting, your individual circumstances, and your state of residence.

Agent Disclosure

Guardian Valley — Licensed Oregon insurance agent, Salem, Oregon. For complete details, including benefits, limitations, and exclusions, review the policy contract and the state-approved outline of coverage.

Funeral / Final Expense Note

This life insurance does not specifically cover funeral goods or services and may not cover the entire cost of your funeral at the time of your death. The beneficiary of this life insurance may use the proceeds for any purpose, unless otherwise directed.